Heat Pump Rebates for Manufactured Homes in Colorado 2026
Manufactured and mobile homeowners in Colorado are often overlooked in energy rebate programs, but meaningful incentives are available. The IRA Home Energy Rebates (HER) program and Colorado's HEAR program both include provisions for manufactured housing. The calculator below shows your exact eligibility based on your ZIP code and income.
HER vs. HEAR: Understanding the Difference
The Inflation Reduction Act created two separate rebate programs. HEAR (High-Efficiency Electric Home Rebates) provides rebates for specific equipment upgrades like heat pumps and water heaters. HER (Home Energy Rebates) provides rebates based on whole-home energy savings measured before and after a project.
Manufactured homeowners can often access both programs on the same project. HER rebates are particularly valuable for manufactured homes, where energy improvements often produce large percentage reductions in energy use, maximizing the rebate amount. Colorado administers both programs through the same state office.
Why Mini-Split Heat Pumps Work Well in Manufactured Homes
Many manufactured homes use electric resistance heating, which is the most expensive way to heat a home. Replacing resistance heat with a mini-split heat pump can reduce heating costs by 50% to 70% because heat pumps move heat rather than generate it.
Ductless mini-splits install with a small hole through the wall for the refrigerant line. No ductwork is required. This makes them ideal for manufactured homes where duct modification is impractical or expensive. Cold-climate mini-split models from several manufacturers are rated to operate at temperatures down to -22 degrees Fahrenheit, suitable for Colorado winters.
Income Requirements and Eligibility
Both HER and HEAR programs are income-targeted, with the largest rebates going to lower-income households. For HEAR equipment rebates, households at or below 80% of Area Median Income receive 100% of equipment costs covered, up to program maximums. Households between 80% and 150% AMI receive 50% coverage.
Many manufactured home communities have a higher concentration of income-eligible households, meaning rebates at the maximum level may be accessible to a larger share of residents than in other housing types.
How to Get Started
Start with the calculator below. It takes your ZIP code, household size, and income to show every program you qualify for with specific dollar amounts. The results are based on real 2026 program data from Rewiring America.
Once you know what you qualify for, find a HEAR-registered contractor with experience in manufactured housing. Not all contractors are familiar with the specific requirements for manufactured homes. Ask your contractor about both HER and HEAR applications to maximize your total rebate amount.
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Frequently Asked Questions
Can manufactured home owners get heat pump rebates?
Yes. Manufactured homeowners in Colorado can access rebates for heat pump installations. The IRA Home Energy Rebates (HER) program, which Colorado administers separately from the HEAR program, includes provisions for manufactured housing. Eligibility and amounts vary by income level. Use the calculator on this page to see what you qualify for based on your ZIP code and household income.
What is the difference between HER and HEAR rebates?
HEAR stands for High-Efficiency Electric Home Rebates and covers equipment upgrades like heat pumps, water heaters, and panel upgrades. HER stands for Home Energy Rebates (sometimes called HOMES rebates) and is based on whole-home energy savings rather than specific equipment. Both programs are funded by the Inflation Reduction Act but have different eligibility rules and are processed separately. Manufactured homeowners may qualify for one or both programs.
Do mini-split heat pumps work well in manufactured homes?
Yes. Ductless mini-split heat pumps are often the best fit for manufactured homes. Many manufactured homes use electric resistance strip heat or inefficient propane furnaces and either lack ductwork entirely or have ducts that are not suitable for a central air handler. A mini-split system requires no ductwork, installs efficiently, and provides both heating and cooling. Cold-climate mini-split models are available for Colorado's winter temperatures.
What are the income requirements for manufactured home heat pump rebates?
Colorado's rebate programs for heat pumps in manufactured homes follow similar income thresholds to other IRA programs. Households at or below 80% of Area Median Income may qualify for maximum rebate amounts. Households between 80% and 150% AMI may qualify for partial rebates. Your local HEAR administrator can confirm current income limits for your county. The calculator on this page uses your ZIP code to estimate your eligibility.